How Has COVID-19 Changed Consumer Behaviour in the Financial Sector?

If there is one thing this pandemic has done, it’s making it very clear to businesses that if they are unable to do business without a physical location, they’re not fully taking advantage of digital advancements in their respective fields. For Lenders, in particular, the ability to Lend Without Branches, comes with many benefits: Grow loan portfolio …

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How Lenders Accelerate Their Digital Transformation

Why do Lenders need Digital Transformation? Customer acquisition, “the business of getting new business” [as well as managing and growing the business you already have] is more dynamic than ever  ̶̶  and not just in the current pandemic environment. People’s perceptions of financial institutions have changed largely due to: The influence of social media platforms; …

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Before You Take The Leap…

Don’t sign that software licensing agreement just yet. Do you know your TCO? What is TCO? Total Cost of Ownership (TCO) seeks to understand the entire cost associated with the ownership of Software over some period. Usually this assessment is done in comparison to a non-ownership model of software such as a Software as a …

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This Metric Could Save Your Lending Business!

Everyday I speak with Lenders around the globe and I ask them the same simple question: What does a loan cost you? What is your cost per loan (CPL)? I’m always surprised how many do not have an answer. For most, a loan in any form (Mortgage, Credit Card, Consumer Loan, Micro-loan, Payday loan, Small Business …

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Breaking Four Misconceptions of Small Business Lending

(From Contributor Marina Thomas) With the advancements in technology and the Internet revolution, people can now easily access information at their fingertips. The main problem with  fake data and information regarding small business loans is that entrepreneurs get a false sense of the loan qualification. They often believe that they are not eligible for loans. If …

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The Top 5 Banking Trends for 2017

Today’s guest blog entry is from David Horton. David wrote a great piece on LinkedIn  providing his five banking technology predictions for 2017. Although dated, it’s always interesting to look back and see how we’ve done.  Enjoy!   Without a doubt, 2016 was the year ‘disruption’ became tangible. Events like Brexit, the U.S. election and India’s …

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